An Inheritance Tax Solution

When it comes to mitigating Inheritance Tax (IHT), we fly in formation, using Business Relief (BR) for an efficient route. Four model portfolios access BR-qualifying investments across asset-backed lending, property development finance and renewable energy generation.

 

The current nil rate band for IHT of just £325,000, (excluding other reliefs), set against higher property values, means a 40% tax could be payable on your excess estate. But an investment in a BR-based solution can bring IHT relief after two years (and if held at death).

 

 

CHOOSE FROM FOUR MODEL PORTFOLIOS

We provide access to a wide range of investment opportunities based around BR-qualifying investments, making for a swifter route to IHT exemption. Four model portfolios access the same firms but with different portfolio allocations to suit different investor needs.

 

Ethical Portfolio- Target return of 3% net of costs and charges

Balanced Portfolio –  Target return of 4% net of costs and charges

Balanced Growth Portfolio – Target return of 4.5% net of costs and charges

Growth Portfolio – Target return of 5%+ net of costs and charges

Key benefits

Mitigate IHT and preserve wealth, with return potential and flexibility.

CHOICE OF PORTFOLIOS

The Adapt IHT Portfolios stand out in the market by giving you the choice of four model portfolios. Whether you are focused on sustainable investing, capital preservation, growth, or aim for a blended approach, you can choose the portfolio that is right for you.

MAXIMISE GROWTH

Our competitive fee structure creates enhanced upside potential. Blackfinch only takes an annual management fee of 0.5% +VAT after we have achieved a minimum target return for you of 3%, 4%, 4.5% or 5%+, depending on the model portfolio that you select.

STAY IN CONTROL

Retained access to and control of your capital enables you to make full or partial withdrawals if your situation changes. You can take a regular payment from your investment (quarterly, semi-annually or annually) or leave the capital invested.

How It Works

The below example illustrates potential savings following investment.
This example excludes any other reliefs that may be available.

Total value of estate

£950,000

Amount invested into Adapt IHT Portfolios

£400,000

Amount liable to IHT

£225,000

TOTAL amount payable on death (40%)

£90,000

Amount saved by investing in Adapt IHT Portfolios

£160,000

FURTHER READING

For further information on the Adapt IHT Portfolios please see below. You can also email [email protected] or call 01452 717 070 to make an appointment with one of our team.

FAQs Case Studies

Stay in Touch

This form collects your details so that we can send you updates about our services by email.