When it comes to mitigating Inheritance Tax (IHT), we fly in formation, using Business Relief (BR) for an efficient route. Four model portfolios access BR-qualifying investments across asset-backed lending, property development finance and renewable energy generation.
The current nil rate band for IHT of just £325,000, (excluding other reliefs), set against higher property values, means a 40% tax could be payable on your excess estate. But an investment in a BR-based solution can bring IHT relief after two years (and if held at death).
CHOOSE FROM FOUR MODEL PORTFOLIOS
We provide access to a wide range of investment opportunities based around BR-qualifying investments, making for a swifter route to IHT exemption. Four model portfolios access the same firms but with different portfolio allocations to suit different investor needs.
Ethical Portfolio- Target return of 3% net of costs and charges
Balanced Portfolio – Target return of 4% net of costs and charges
Balanced Growth Portfolio – Target return of 4.5% net of costs and charges
Growth Portfolio – Target return of 5%+ net of costs and charges