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Adapt
AIM Portfolios

Our discretionary services can help you mitigate Inheritance Tax, without missing out on the market. We focus on capital preservation and tax efficiency, while targeting returns through highly diversified portfolios.

Inheritance Tax can create problems. Its mitigation can create possibilities. Working in partnership with Alternative Investment Market (AIM) small company investment specialists Chelverton Asset Management, the services bring the opportunity to invest in qualifying businesses in the AIM market for potential returns alongside IHT exemption.

Key Benefits

Advantages of AIM investment include ISA eligibility, while flexible structures ensure control. Our partnership with Chelverton ensures high diversification.

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INVESTMENT EXPERTISE

The Adapt AIM Portfolios combine our tax-efficient specialism with the proven expertise of AIM specialists Chelverton. The partnership is exclusive to this service, creating highly diversified portfolios.

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ISA eligibility

AIM-listed shares can be held in an ISA wrapper – to not only mitigate an IHT liability after two years but also offer tax-free dividends with no Capital Gains Tax on investment growth.

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CONTROL

Adapt AIM Portfolios offer the choice of an Income or Growth Portfolio. You always retain access to and control of capital with the ability to withdraw funds or leave them invested for growth.

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How it works

Consider an investor who has accumulated a large ISA pot after years of careful saving and investing. Although the ISA remains tax-efficient throughout the investor’s lifetime, it represents a potential IHT liability on death.

The below example illustrates potential savings following investment, while retaining the benefits of the ISA.

Total value of estate

£950,000

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amount invested into adapt AIM Portfolios

£300,000

amount liable to IHT

£325,00

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IHT payable on death (40%)

£130,000

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amount saved by investing in Adapt AIM Portfolios

£120,000

Further Information

For more information on Adapt AIM Portfolios you can select from the links below. You can also email enquiries@blackfinch.com or call 01684 571 255 to make an appointment with one of our team.

MICAP

We are very proud that the Adapt AIM Portfolios have received a positive review from MICAP, the provider of quality independent due diligence and research into the tax-efficient investment market.

CLICK HERE to view the latest MICAP report.

Case Studies

CLICK HERE for case studies showing how the Blackfinch Services & Solutions  can help mitigate IHT liability in different situations.

Downloads

To download all key product information select the links below:

BROCHURE

APPLICATION FORM

ISA APPLICATION FORM

TERMS & CONDITIONS

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Adapt IHT Portfolios

Adapt IHT Portfolios offer a swift and straightforward solution, enabling you to mitigate IHT and preserve wealth, also bringing return potential.

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