IHT mitigation and more

Our discretionary services can help you mitigate Inheritance Tax (IHT), without missing out on the market. We focus on capital preservation and tax efficiency, while targeting returns through highly diversified portfolios.

IHT can create problems. Its mitigation can create possibilities. Working in partnership with Alternative Investment Market (AIM) small company investment specialists Chelverton Asset Management, the service brings the opportunity to invest in qualifying AIM-listed businesses. This creates the potential for returns alongside IHT exemption.

Key benefits

Advantages of AIM investment include ISA eligibility, while flexible structures ensure control. Our partnership with Chelverton ensures high diversification.

INVESTMENT EXPERTISE

The Adapt AIM Portfolios combine our tax-efficient specialism with the proven expertise of AIM specialists Chelverton Asset Management. The partnership is exclusive to this service, creating highly diversified portfolios.

ISA ELIGIBILITY

AIM-listed shares can be held in an ISA wrapper – to not only mitigate an IHT liability after two years but also offer tax-free dividends with no Capital Gains Tax on investment growth.

CONTROL

Adapt AIM Portfolios offer the choice of an Income or Growth portfolio. You always retain access to and control of capital with the ability to withdraw funds or leave them invested for growth.

How it Works

Consider an investor who has accumulated a large ISA pot after years of careful saving and investing. Although the ISA remains tax-efficient throughout the investor’s lifetime, it represents a potential IHT liability on death.

The below example illustrates potential savings following investment, while retaining the benefits of the ISA.

Total value of estate

£950,000

Amount invested into Adapt AIM Portfolios

£300,000

Amount liable to IHT

£325,000

TOTAL amount payable on death (40%)

£130,000

Amount saved by investing in Adapt AIM Portfolios

£120,000

FURTHER INFORMATION

For further information on the Adapt AIM Portfolios please see below. You can also email [email protected] or call 01684 571 255 to make an appointment with one of our team.

FAQs Case Studies

MICAP REPORT

We are very proud that the Adapt AIM Portfolios have received a review from MICAP, the provider of quality independent due diligence and research into the tax-efficient investment market.

Click here to view the latest MICAP report.

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